Business Valuation - Discounted Cash Flow
This tool calculates a business valuation based upon the discounted cash flow methodology, illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

Business Valuation - Income Capitalization
This tool calculates a business valuation based upon the income capitalization methodology – illustrating how current operating performance is capitalized to yield the business valuation.

Commercial Loan Calculator - Debt Service Coverage
This tool calculates debt service payments for varying loan amounts and terms – illustrating how debt service coverage is impacted by changing income and capital assumptions.

Financial Ratios - Key Factor Reporting
This tool calculates basic financial ratios and other key factors relevant to assessing financial position and results of operations – specifically relating to working capital, operating efficiency and profitability.


Financial Tools are made available to assist our clients in evaluating new capital initiatives as self-help resources for independent use and are not intended to provide financial or investment advice. The Calculators are intended for preliminary and illustrative purposes only and not intended to be a substitute for more formalized loan underwriting or financial analysis. We encourage users to seek personalized advice from CCA or other qualified professionals regarding specific circumstances.